When David came to us, he was stuck in a frustrating spot. Even though he had equity in his home, his credit was standing in the way of refinancing to a better rate. With interest rates climbing, time was against him.

We focused on the items dragging his credit score down the most and quickly helped him raise his score. The result? David locked in a 4.6% rate just before rates went up again—saving him several hundred dollars on his mortgage payment every single month.

And the story didn’t stop there. David’s wife, who wasn’t even on the original loan, is now a Freedom Score Repair client herself after seeing the difference. Because saving hundreds of dollars every month isn’t just nice—it’s life changing.

When David came to us, he was stuck in a frustrating spot. Even though he had equity in his home, his credit was standing in the way of refinancing to a better rate. With interest rates climbing, time was against him.

We focused on the items dragging his credit score down the most and quickly helped him raise his score. The result? David locked in a 4.6% rate just before rates went up again—saving him several hundred dollars on his mortgage payment every single month.

And the story didn’t stop there. David’s wife, who wasn’t even on the original loan, is now a Freedom Score Repair client herself after seeing the difference. Because saving hundreds of dollars every month isn’t just nice—it’s life changing.

When David came to us, he was stuck in a frustrating spot. Even though he had equity in his home, his credit was standing in the way of refinancing to a better rate. With interest rates climbing, time was against him.

We focused on the items dragging his credit score down the most and quickly helped him raise his score. The result? David locked in a 4.6% rate just before rates went up again—saving him several hundred dollars on his mortgage payment every single month.

And the story didn’t stop there. David’s wife, who wasn’t even on the original loan, is now a Freedom Score Repair client herself after seeing the difference. Because saving hundreds of dollars every month isn’t just nice—it’s life changing.

Sarah had been renting for the past three years, but a foreclosure and other marks on her credit made it nearly impossible to find financing. The frustration was real—and her story was one we couldn’t ignore.

With housing prices dropping, Sarah had the rare chance to buy back her old home for less than she originally paid. Yes—you read that right. She could reclaim the very home she had lost, at a better price. But with her lease expiring in just eight months and the risk of someone else snatching up the property, she came to us for help.

We got to work, and after nearly a 100-point credit score increase, Sarah did more than qualify—she and her family moved back into their old home. This time, with a monthly payment $400 lower than before.

Bringing your kids back to the house they grew up in? That’s beyond numbers. That’s priceless. And that’s the kind of result that makes all the difference.

Sarah had been renting for the past three years, but a foreclosure and other marks on her credit made it nearly impossible to find financing. The frustration was real—and her story was one we couldn’t ignore.

With housing prices dropping, Sarah had the rare chance to buy back her old home for less than she originally paid. Yes—you read that right. She could reclaim the very home she had lost, at a better price. But with her lease expiring in just eight months and the risk of someone else snatching up the property, she came to us for help.

We got to work, and after nearly a 100-point credit score increase, Sarah did more than qualify—she and her family moved back into their old home. This time, with a monthly payment $400 lower than before.

Bringing your kids back to the house they grew up in? That’s beyond numbers. That’s priceless. And that’s the kind of result that makes all the difference.

When Rob signed up, he admitted that back in college he hadn’t taken his credit seriously. Missed payments, a couple of charge-offs, and eventually collections had piled up. Fast forward to today—Rob is a working professional, but those old mistakes were still costing him every month through higher interest rates on both his car loan and home loan.

Rob thought that paying off the debts would clear his credit report, but unfortunately, it doesn’t work that way. That’s when he came to us for help. We rolled up our sleeves, removed most of the old negative information from his report, and even pointed out the statute of limitations on several debts.

The result? Rob walked away with a clean slate and peace of mind. No more being haunted by mistakes from his past—just the freedom to move forward. And for him, that simple peace of mind has been truly life-changing.

When Rob signed up, he admitted that back in college he hadn’t taken his credit seriously. Missed payments, a couple of charge-offs, and eventually collections had piled up. Fast forward to today—Rob is a working professional, but those old mistakes were still costing him every month through higher interest rates on both his car loan and home loan.

Rob thought that paying off the debts would clear his credit report, but unfortunately, it doesn’t work that way. That’s when he came to us for help. We rolled up our sleeves, removed most of the old negative information from his report, and even pointed out the statute of limitations on several debts.

The result? Rob walked away with a clean slate and peace of mind. No more being haunted by mistakes from his past—just the freedom to move forward. And for him, that simple peace of mind has been truly life-changing.

When Rob signed up, he admitted that back in college he hadn’t taken his credit seriously. Missed payments, a couple of charge-offs, and eventually collections had piled up. Fast forward to today—Rob is a working professional, but those old mistakes were still costing him every month through higher interest rates on both his car loan and home loan.

Rob thought that paying off the debts would clear his credit report, but unfortunately, it doesn’t work that way. That’s when he came to us for help. We rolled up our sleeves, removed most of the old negative information from his report, and even pointed out the statute of limitations on several debts.

The result? Rob walked away with a clean slate and peace of mind. No more being haunted by mistakes from his past—just the freedom to move forward. And for him, that simple peace of mind has been truly life-changing.

When Elizabeth’s credit score dropped, her credit card interest rates skyrocketed to 18–28%. That jump meant she was paying an extra $276 every month—money she couldn’t use for her family, savings, or everyday needs.

With damaged credit, she had no way to negotiate lower rates or qualify for a balance transfer. Month after month, she felt stuck paying more than she should.

Then Elizabeth turned to Freedom Score Repair. Together, we built a plan to rebuild her credit, reduce her rates, and open new financial options. Within six months, she qualified to transfer balances and finally broke free from high-interest payments.

Now, Elizabeth saves $276 every single month. For her, this isn’t just credit repair—it’s a $276 monthly raise. And that’s truly life-changing.

When Elizabeth’s credit score dropped, her credit card interest rates skyrocketed to 18–28%. That jump meant she was paying an extra $276 every month—money she couldn’t use for her family, savings, or everyday needs.

With damaged credit, she had no way to negotiate lower rates or qualify for a balance transfer. Month after month, she felt stuck paying more than she should.

Then Elizabeth turned to Freedom Score Repair. Together, we built a plan to rebuild her credit, reduce her rates, and open new financial options. Within six months, she qualified to transfer balances and finally broke free from high-interest payments.

Now, Elizabeth saves $276 every single month. For her, this isn’t just credit repair—it’s a $276 monthly raise. And that’s truly life-changing.

Joseph is an electrician by trade, but when the economy took a downturn, he was one of many who lost their jobs. After more than a year of unemployment, he finally secured steady work again—but his credit had taken a major hit during that difficult time.

That’s when he turned to Freedom Score Repair. Together, we raised his score by 187 points, giving him the fresh start he needed to move forward.

Today, Joseph has truly rebounded from hardship. With his credit back on track, he’s been given a second chance to rebuild—and that opportunity is life-changing for both him and his family.

Joseph is an electrician by trade, but when the economy took a downturn, he was one of many who lost their jobs. After more than a year of unemployment, he finally secured steady work again—but his credit had taken a major hit during that difficult time.

That’s when he turned to Freedom Score Repair. Together, we raised his score by 187 points, giving him the fresh start he needed to move forward.

Today, Joseph has truly rebounded from hardship. With his credit back on track, he’s been given a second chance to rebuild—and that opportunity is life-changing for both him and his family.

Joseph is an electrician by trade, but when the economy took a downturn, he was one of many who lost their jobs. After more than a year of unemployment, he finally secured steady work again—but his credit had taken a major hit during that difficult time.

That’s when he turned to Freedom Score Repair. Together, we raised his score by 187 points, giving him the fresh start he needed to move forward.

Today, Joseph has truly rebounded from hardship. With his credit back on track, he’s been given a second chance to rebuild—and that opportunity is life-changing for both him and his family.

Two years before working with us, Catherine applied for credit and was shocked to find several accounts on her report that weren’t hers. Not only were these accounts dragging down her score, but no matter how many letters she wrote or calls she made, nothing changed. After months of frustration, she gave up—she simply didn’t have the time or energy to keep fighting.

A year later, she came to Freedom Score Repair. By then, these false accounts had been weighing down her credit for nearly two years. We stepped in, cleared the inaccuracies, and finally removed them from her reports.

For Catherine, it wasn’t just about fixing numbers—it was about lifting a heavy burden. For almost two years, the stress of having someone else’s accounts tied to her name sat in the back of her mind. By setting the record straight, we took away that stress, lifted that weight, and gave her one less thing to worry about in her busy life.

Two years before working with us, Catherine applied for credit and was shocked to find several accounts on her report that weren’t hers. Not only were these accounts dragging down her score, but no matter how many letters she wrote or calls she made, nothing changed. After months of frustration, she gave up—she simply didn’t have the time or energy to keep fighting.

A year later, she came to Freedom Score Repair. By then, these false accounts had been weighing down her credit for nearly two years. We stepped in, cleared the inaccuracies, and finally removed them from her reports.

For Catherine, it wasn’t just about fixing numbers—it was about lifting a heavy burden. For almost two years, the stress of having someone else’s accounts tied to her name sat in the back of her mind. By setting the record straight, we took away that stress, lifted that weight, and gave her one less thing to worry about in her busy life.

A 40-minute commute to work—and another 40 minutes home—feels stressful enough. But doing it in a car that could break down at any moment? That was Bam’s reality. He had been driving the same Honda Civic since 1994. Sure, it was paid off, but with unreliable transportation and poor credit, getting approved for a new car wasn’t an option, even though he was earning more money.

When Bam reached out to Freedom Score Repair, it was clear what he needed: a way to establish positive new credit while repairing the damaged history weighing him down. We built a plan to do both—and within just three months, Bam’s credit made a complete 180°.

The result? He drove away in a new car with an affordable interest rate. What could have turned into an emergency that threatened his job was completely avoided.

For Bam, this wasn’t just about a car—it was about peace of mind, stability, and results that truly matter.

A 40-minute commute to work—and another 40 minutes home—feels stressful enough. But doing it in a car that could break down at any moment? That was Bam’s reality. He had been driving the same Honda Civic since 1994. Sure, it was paid off, but with unreliable transportation and poor credit, getting approved for a new car wasn’t an option, even though he was earning more money.

When Bam reached out to Freedom Score Repair, it was clear what he needed: a way to establish positive new credit while repairing the damaged history weighing him down. We built a plan to do both—and within just three months, Bam’s credit made a complete 180°.

The result? He drove away in a new car with an affordable interest rate. What could have turned into an emergency that threatened his job was completely avoided.

For Bam, this wasn’t just about a car—it was about peace of mind, stability, and results that truly matter.

A 40-minute commute to work—and another 40 minutes home—feels stressful enough. But doing it in a car that could break down at any moment? That was Bam’s reality. He had been driving the same Honda Civic since 1994. Sure, it was paid off, but with unreliable transportation and poor credit, getting approved for a new car wasn’t an option, even though he was earning more money.

When Bam reached out to Freedom Score Repair, it was clear what he needed: a way to establish positive new credit while repairing the damaged history weighing him down. We built a plan to do both—and within just three months, Bam’s credit made a complete 180°.

The result? He drove away in a new car with an affordable interest rate. What could have turned into an emergency that threatened his job was completely avoided.

For Bam, this wasn’t just about a car—it was about peace of mind, stability, and results that truly matter.

When Rhonda first came to Freedom Score Repair, she had virtually no credit. Trying to raise her score felt like trying to move a bus with a lawn mower engine—it just wasn’t going anywhere.

We advised her to establish new credit, but her response was honest: “If I could do that, I wouldn’t need you guys.” Fair point, Rhonda.

What she didn’t realize is that there are always ways to start building credit. So, we began with small, strategic steps—applying for high-risk revolving credit as a foundation. From there, we guided her through a stepping-stone process, while also working to remove many questionable negative items dragging her score down.

Slowly but surely, that “bus with a lawn mower engine” became a sports car. Rhonda not only cut away most of the negatives weighing her down, but she also established four new lines of credit.

Today, getting approved isn’t the issue anymore. In fact, Rhonda’s biggest challenge now? Deciding which offers to accept.

When Rhonda first came to Freedom Score Repair, she had virtually no credit. Trying to raise her score felt like trying to move a bus with a lawn mower engine—it just wasn’t going anywhere.

We advised her to establish new credit, but her response was honest: “If I could do that, I wouldn’t need you guys.” Fair point, Rhonda.

What she didn’t realize is that there are always ways to start building credit. So, we began with small, strategic steps—applying for high-risk revolving credit as a foundation. From there, we guided her through a stepping-stone process, while also working to remove many questionable negative items dragging her score down.

Slowly but surely, that “bus with a lawn mower engine” became a sports car. Rhonda not only cut away most of the negatives weighing her down, but she also established four new lines of credit.

Today, getting approved isn’t the issue anymore. In fact, Rhonda’s biggest challenge now? Deciding which offers to accept.

Anne built her career in the military, where promotions bring not only recognition but also higher levels of security clearance. Before moving up, however, she had to pass a credit check. That’s when the problem surfaced—her report showed several serious derogatory items.

In this case, it wasn’t just about her credit score. It was about how those items looked to her superiors. Anne pointed out errors, but the response was firm: she could not be promoted with those marks on her record. Determined not to let this define her future, Anne assured them the matter would be resolved. Her superiors gave her 90 days.

She turned to Freedom Score Repair. The moment Anne signed up, we provided her command with a formal letter of confirmation, giving her the credibility she needed to stay in consideration for the promotion. Over the next 90 days, we went to work—and successfully removed 75% of the negative items that had been holding her back.

The result? Anne earned her promotion. And since then, her success has inspired numerous referrals from her fellow military family.

Anne built her career in the military, where promotions bring not only recognition but also higher levels of security clearance. Before moving up, however, she had to pass a credit check. That’s when the problem surfaced—her report showed several serious derogatory items.

In this case, it wasn’t just about her credit score. It was about how those items looked to her superiors. Anne pointed out errors, but the response was firm: she could not be promoted with those marks on her record. Determined not to let this define her future, Anne assured them the matter would be resolved. Her superiors gave her 90 days.

She turned to Freedom Score Repair. The moment Anne signed up, we provided her command with a formal letter of confirmation, giving her the credibility she needed to stay in consideration for the promotion. Over the next 90 days, we went to work—and successfully removed 75% of the negative items that had been holding her back.

The result? Anne earned her promotion. And since then, her success has inspired numerous referrals from her fellow military family.

Anne built her career in the military, where promotions bring not only recognition but also higher levels of security clearance. Before moving up, however, she had to pass a credit check. That’s when the problem surfaced—her report showed several serious derogatory items.

In this case, it wasn’t just about her credit score. It was about how those items looked to her superiors. Anne pointed out errors, but the response was firm: she could not be promoted with those marks on her record. Determined not to let this define her future, Anne assured them the matter would be resolved. Her superiors gave her 90 days.

She turned to Freedom Score Repair. The moment Anne signed up, we provided her command with a formal letter of confirmation, giving her the credibility she needed to stay in consideration for the promotion. Over the next 90 days, we went to work—and successfully removed 75% of the negative items that had been holding her back.

The result? Anne earned her promotion. And since then, her success has inspired numerous referrals from her fellow military family.